

Marijuana Friendly
Life Insurance
Regardless of what state you live in, most life insurance carriers provide a smoker rating for marijuana use, which can triple your premiums. At Life Insurance 420 you can rest easy because we can hook you up with non-smoker rates with a premium carrier even with frequent marijuana use. In other words we can help save you a lot of money getting the coverage you need.
Life insurance applications ask about marijuana use and test for it in the exam. Lying on your life insurance application is considered fraud and can void your contract and prevent you from reapplying to another carrier. Don't sweat it though, we're here to help you get approved with non-smoker rates no matter what state you live in.
Admitting marijuana use on a life insurance application is kept confidential and this information is only accessible by life insurance companies. This information cannot be accessed by any other organization, if that's of concern.
We are licensed independent life insurance agents, and contract with premium insurance carriers to help you apply. There is no additional cost to work with us, but rather we help you save money.
If protecting your loved ones is a priority, take 30 seconds to fill out the Free Life Insurance Quotes form with accurate information, and one of our friendly agents will reach out to run quotes for you and answer any questions, even if you're not ready to apply.


Life Insurance 420 is made up of a few friends who decided to pool their education and experience together to create a life insurance agency that is relatable, friendly, and helpful for marijuana users. Our education spans from Vermont to California, and our backgrounds include finance, marketing, and sports medicine w/ medicinal healing.
We all have families with young kids that depend on our income to live in a safe community with good schools, good health care, and access to healthy food. We are active and enjoy outdoor activities including downhill skiing, surfing, motorcycling, camping, concerts, and traveling. We understand many activities pose some risk, and we enjoy the peace of mind that life insurance provides, ensuring our families will be economically stable should anything happen to us. We look forward to helping you get the coverage you need for your own peace of mind at a good price.

